Islamic · Zakat
Zakat on Gold & Silver Calculator
Enter the weight and karat of your gold, and the weight of your silver, against today's price per gram, to work out zakat due.
Step by step
How this is worked out
Enter your gold weight & karat
Karat adjusts for purity — only the pure gold content counts.
Enter your silver weight
Use the pure-silver-equivalent weight if mixed-purity.
Add today's prices
Per gram, from a local jeweller or market rate.
Choose a nisab standard
Compare your total value against the gold or silver threshold.
Reading the result
Zakat is on weight and purity, not what you paid
The price you paid for a set of jewellery is irrelevant. Zakat is worked out on what the gold or silver is worth now, which means weight multiplied by today's rate for that purity.
Purity matters more than people expect. Jewellery sold as 22-karat is about 91.6% gold; 21-karat is 87.5%. A 10-tola set at 22-karat does not contain 10 tola of gold, and valuing it as though it did overstates the Zakat.
Making charges are not part of it
What a jeweller charged for craftsmanship, stones or polish is not gold. Zakat attaches to the metal content. When you have an old receipt showing one figure and a valuation showing another, the valuation of the metal is the one that counts.
Jewellery in regular use
This is the question that divides the schools. The Hanafi position, which most of Pakistan follows, is that gold and silver are zakatable whether worn or stored — the metal is wealth either way. Some other schools exempt jewellery in genuine personal use. If you follow a different position, calculate on the basis your scholar gives you.
Stones set into a piece are treated separately from the metal by most scholars, so a heavy piece with substantial stones is not all zakatable weight.
Where this stops
It values metal from the weight, purity and rate you enter. It cannot weigh or test your jewellery. If you are unsure of the karat, a jeweller can check it in a few minutes, and an accurate figure is worth more than a careful guess.
FAQs
Zakat on gold & silver FAQs
How is zakat on gold and silver worked out?
Value = weight in grams × the metal's purity (for gold, adjusted by karat) × today's price per gram. If the total meets the nisab you select, zakat is 2.5% of that value.
Why does karat matter for gold?
Only the pure gold content is zakatable. 24K is regarded as pure gold; 22K, 21K and 18K jewellery contain progressively less gold by weight, mixed with other metals — the karat purity factor adjusts for this.
Which nisab standard should I use — gold or silver?
Classically, gold holdings are measured against the gold-standard nisab (87.48g-equivalent). Some scholars recommend using the lower silver-standard nisab (612.36g-equivalent) when gold/silver are combined with other cash assets. See the Nisab Threshold Calculator for both figures — confirm which applies to you with a scholar.
Is zakat due on gold jewellery I wear regularly?
Per the majority Hanafi view, zakat is due on gold and silver jewellery regardless of whether it's worn or kept for personal use — unlike some other scholarly opinions that exempt worn jewellery. Confirm with a scholar if you follow a different school.
Related tools
Have cash and other assets too?
Combine gold/silver with cash, investments and business stock in the full Zakat Calculator.
Open Zakat Calculator